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Option 1 (Good Credit) - We use GE Money. It's our own Credit Card, takes about 5 minutes to apply and will allow you some great options like up to 5 Years with no interest and no money down! You will have to call the Store at 281-440-1444 to apply for this one over the phone or come to the store. GE Money does not offer an online application. You can also go here to read more.
Option 2 (Good Credit) - For our Texas clients that prefer a signature loan type of financing we use Springleaf Retail Solutions (Formerly American General Financing). Get instant approval and immediate financing on the furniture you deserve today. To apply online visit Springleaf Retail Solutions without leaving our website. This is a Great Option and a revolving account.
Option 3 (OK Credit) - We are using Regional Finance Corporation for customers that may not qualify for GE Money but are working towards a better credit report with 6 to 12 months of previous good credit history. This company takes a look at your recent credit history (not just your your credit score) and makes a decision based on that history. This is also a good option if you are young and have not established credit yet. Please call the store to have one of our finance personel fill out the application.
Option 4 (Bad Credit-90 days same as cash OR Take up to 1 Year to pay) - We use several no credit check finance companies for this option but Progressive Finance offers a 90 days same as cash option that only costs you 6% of the finance amount. This is a great option for someone with bad credit but has a job for at least 6 months and a checking account for at least 90 days. Also, you cannot have any NSFs on your checking account in the last 30 days. You can however have overdrafts just not NSFs.
If you are absolutely sure you meet the following No Credit Check criteria Click on the Link Below to fill out the form:
For the 1960 Location
For the Katy Location
Option 5 (Bad Credit-90 days same as cash OR Take up to 1 Year to pay) - This company is called Crest Financial is great if you have several overdrafts on your account but no NSFs in the last 30 days.
If you are absolutely sure you meet the following No Credit Check criteria Click on the Link Below to fill out the form:
For the 1960 Location
For the Katy Location
Option 6 (Bad Credit-No Checking account, and You Just started your Job) -If you do not qualify for Option 5 or 6 but have a job or at least can show a consistent income then you qualify for Why Not Lease. You can click here to read more about this program. Why not lease is a great option for someone with Bad credit and has a limited down payment. For example if you borrow $1,000.00 your down payment will only be $150.00 plus tax and you will get your furniture or mattress immediately. Click on the links below to fill out the aplication online. Please call us or send us an email let us know you filled it out. call 281-440-1444 for the 1960 Location or 281-579-1411 for the Katy Location.
For the 1960 Location
For the Katy Location
Or you are welcome to email us letting us know you would like to be contacted for this option.
Option 7
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